Tuesday, April 14, 2009

Micro Banking Credit Officer

Duties and Responsibilities

  • Registration application forms credit application
  • To process a credit in accordance with the Credit Policy
  • Investigations negative information potential borrowers
  • Make recommendations for analysis and credit approval
  • Obeying Procedures and Policies that apply
Education
  • Minimum D3 graduates of all majors
Competence
  • Experience at least 2 years working as a Marketing Analyst in the credit or BPR or Bank or other Financial Institutions
  • Have high integrity
  • Of the local language and able to build relationships with the community
  • Having good communication skills and a thorough
  • An analysis of how to think of good

Micro Banking Teller & Customer Service

Employees who are responsible to provide services to customers and handle transaction processing in both the branch and in the place where customers and do cross selling to customers.

Duties and Responsibilities
  • Responsible for opening up the account, customer account closure
  • Serving customers in conducting transactions in cash and non cash with both true and appropriate conditions
  • Conducting matching (reconciliation) and ensure that all transactions in accordance with the evidence of the transaction
  • Cross selling and service excellence to run
  • Creating daily reports

Education
  • Minimal D3 graduates from All departments
Competence
  • Diutamakan experience as a cashier or teller for 1 year
  • Capable of working with the team
  • Have a commitment to achieving quality
  • Ability to follow instructions and procedures and regulations that have
  • Ability to provide services in a precise and efficient

Micro banking Operation Officer (OO)


Responsible for operational activities in the unit / branch and the control and supervision functions of the teller and security Assisting the branch manager / Unit Manager in the implementation of the annual work plan, operational plan and service compliance with the rules and control and run and follow the work plan is

Duties and Responsibilities
  • Responsible for full operation in the branch and can help provide solutions to operational problems and to monitor its
  • Conducting daily inspections and maintenance reports for the CIF, of accounts, reporting, BI, Line Of Business, customer verification, Balance Sheet, Profit Loss, Rek Broker.
  • Responsible on the liquidity flow in the branch, Test Key, filling the building and maintenance documents.
  • Make registration and is responsible for the existence of inventory and office stationery office , and the valuable message that is in the branch
Education
  • Minimum S1 from all departments
Competence
  • Minimum 3 years experience in the field of banking
  • Be able and capable of working in a team
  • Able to supervision
  • Understanding and understand the function of Operation Support businesses that support the Bank
  • Knowing the system and operational procedures banking
  • Can these issues, make decisions and avoid high risk
  • Always think the interests of our customers better, "Customer Oriented"
  • Understanding banking system development process
  • Understanding the standard Bank policies

Micro Banking Branch Manager

Branch leaders who bertanggungawab to target business, operational process, service to customers and quality of credit portfolio.

Duties and Responsibilities

  • Duty to lead a unit or branch
  • Responsible for the portfolio with the branch's target customer sector
  • Small micro and medium (MSMEs) in the area around the branch.
  • Responsible for all operational activities of the process: managing the budget, responsible for infrastructure and maintenance as well as responsible for the creation of reports and branches.
  • Responsible for the recommendation and keputtusan credit.
  • Monitoring and mensupervisi marketing team in the application, target achievement, relationships with customers and a smooth customer installment payments.
  • Develop a network with the local community against the company / bank


Education

* Minimal S1 graduates from all majors


Competence

* Minimum of 3 years on the same field of SME, cooperative, or BPR
* Have experience of marketing
* Have high integrity
* The soul of leadership
* Orientation target
* Spirit and Creative
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