Micro Banking Limit Transactions

In micro banking, Limit To Computer Accounting Transactions made to apply principles of careful implementation of the Bank and Dual Control over the transaction, the transaction must limit specified for each staff to conduct a transaction Computers.

Determining the limit is usually refers to circular or memo issued by the respective divisions with regard to "Limit transaction" submitted by the branch and known by the immediate superior and the superior of their respective supervisor.

Limit transactions on micro banking that have been specified for each level in accordance with the duties and responsibilities that limit Teller, Operation officer and Branch Manager

Limit the online transaction is made up of 2 things, namely:

• Limit Cash transactions consist of the deposit and pull
• Non-cash transaction limit that consists of overbooking.

Limit transaction registered usually required for the application of computer use and the appropriate provisions of the current limit when the transaction - can be changed in accordance with the policies that apply to the individual - each bank

When a staff in a transaction exceeds the limit of authority, then the bookkeeping transaction can still be done with the approval / override from superiors or the holder of a higher limit be set in the Operating Instructions.

example: A customer came to the bank to make a cash deposit to the teller counter a number of 7 million rupiah, while the limit for the cash transaction teller of 5 million rupiah. So transactions are done with the input to the teller system, and Operations Officer (OO) Override to provide transaction authorization as may be executed with the responsibility of the authority limit Operation Officer.

As a proof of transaction approval from Operation officer or other superiors who have authority limit higher then superiors or Operation officer put a signature on transaction evidence in this case a customer deposit slip as proof of the override provided directly (not sharing user Id and password) by bank officials.